Commercial Earthquake

Commercial Earthquake Insurance applies to buildings with commercial uses. It is sometimes called “Difference in Conditions” insurance, as it wraps around the basic property policy and fills in some of the perils excluded in that policy, notably, earthquake and flood, although flood is not always included in the DIC plan.

Commercial earthquake insurance applies to:

• Family living units with 4 or more units
• Apartment Buildings
• Industrial Centers
• Office Buildings
• Retail Stores and Centers
• Wholesale Stores
• Shopping Centers
• Builders Risks

Deductibles are usually range from 10% – 20% of the total insurable value. Subject to a minimum of $25,000 per occurrance, all other perils: $25,000.

For a commerical earthquake quotation, please fill in the application and get it back to us. We will prompty get back to you with the best possible rate.

Residental Earthquake

This policy provides earthquake coverage to indemnify you for loss to your building, its appurtenant structures, contents, and loss of use.

You need it if you are:

• A home owner
• Owner of Rental Dwellings
• Owner of family dwellings up to 4 units
• A Condo Unit owner
• A Town home unit owner

Deductibles are usually 15% of the amount of insurance in force at time of loss.

For a residental earthquake quotation, please fill in the application and get it back to us. We will prompty get back to you with the best possible rate.